Terms of Use

Acceptance of terms of use

This webpage is the property of Virtuo d.o.o. Banja Luka. Please read the Terms of Use carefully before using this website. By accessing the website www.virtuo.ba and using the website and other online materials, you are accepting the stated Terms of Use. If you do not agree with these Terms of Use, please do not use the information found on the webpage www.virtuo.ba.

Privacy Policy

When using the interactive sections of the webpage www.virtuo.ba, the web application on which the webpage was created gathers information on the users of the site. Information collected in this manner (email addresses etc.) shall be used exclusively to contact the users via email and under no circumstances shall it be  passed on to third parties. Website users are accountable for the truthfulness and accuracy of personal information.

This webpage contains links to other webpages. Virtuo d.o.o. is not in any way responsible for the privacy policy practiced on those sites.


If, in accordance with the legislation in Bosnia and Herzegovina, Virtuo d.o.o. has an obligation to publish certain information on its website, Virtuo d.o.o. is responsible for the content of information made public.

In case of information disclosure, materials or other content on the webpage www.virtuo.ba whose publication is not prescribed by the legislation of Bosnia and Herzegovina, Virtuo d.o.o. will seek to ensure that the information on the website is complete and accurate. However, Virtuo d.o.o. cannot guarantee their accuracy and is not liable for direct or indirect damages that may occur as a result of use or inability to use documents, information, materials or content from the webpage, or for the consequences of decisions made on their basis.

Virtuo d.o.o. does not oppose posting of links on the webpage www.virtuo.ba, provided that the content of the webpage has not been changed and/or distorted. When posting a link on the webpage www.virtuo.ba, the webpage www.virtuo.ba must be available in a separate window. Links to other websites which are published on the webpage www.virtuo.ba are allowed for convenience only ad Virtuo d.o.o. accepts no responsibility for the content of these websites.

Amendments of the content

Virtuo d.o.o. reserves the right to amend the content on the webpage www.virtuo.ba without prior notice. Webpage www.virtuo.ba is regularly updated.


Virtuo d.o.o. retains the copyrights on the webpage www.virtuo.ba and the full content of this page, unless explicitly stated otherwise. It is allowed to use and quote materials found on this page, provided that the mandatory citing www.virtuo.ba is stated as the source of information and a link to www.virtuo.ba is given. The content of information taken from the webpage must not be modified or deleted. It is prohibited to use the material from this webpage in commercial purposes.